Blog

Blog

The Bella Blog was created to highlight the most up-to-date information on the current real estate market, to introduce our agents to the community, to showcase our current listings and to provide readers an inside look at things going on in the real estate industry.

10.03.13
As we enter Day 3 of the Government shutdown, we are discovering that many services are exempt from the farce. But what are the services that may affect the housing industry? If you are a Buyer or Seller, you should be aware of potential issues that may stall your closing transaction.
08.02.13
Our town is blessed to be situated in the perfect place for staycations. We don’t always have the time or budget for big vacations, but just staying at home all summer can get boring fast.
08.01.13
The market is improving, inventory is down and multiple offers are fated. It is essential that my Buyers are educated about the multiple offer process and the characteristics when competing in a multiple offer situation.
04.04.13
HUD Launches Fair Housing campaign. April is Fair Housing Month. Bella wants to ensure that you know YOUR rights. HUD, the U.S. Department of Housing & Urban Development, is committed to protecting your housing rights.
04.03.13
Lake Lanier level at winter full pool of 1,070 feet above sea level on Tuesday evening and still rising. The water level has grown more than 13 feet since mid December.
02.19.13
Should you bake a pie or a batch of chocolate chip cookies before potential buyers visit your home?
01.25.13
Bella Realty Group announces that Jamie Floyd is now associated with the firm in the practice of Real Estate.
01.24.13
Consumer Financial Protection Bureau releases ability-to-repay and qualified mortgage guidelines
01.20.13
As inventories are shrinking and lending restrictions are expanding, first-time home buyers are facing challenges.
01.17.13
01.04.13
Mortgage Forgiveness Debt Relief Act of 2007 was extended until January 1, 2014. The American Taxpayer Relief Act of 2012 applies to 2013. Borrowers to deduct the amount they pay for private mortgage insurance. Increase capital gains tax rate from 15% to 20% for individuals who earn more than $400,000.
12.31.12
There are two issues tied directly to the cliff negotiations which will have a direct impact on the mortgage industry. The Mortgage Forgiveness Debt Relief Act expires at year-end. The mortgage interest tax deduction, a popular tax benefit of homeownership, could cost the average American family thousands of dollars per year.
12.30.12
FHA announced additional changes to its loan program. The annual mortgage insurance premium (MIP) shall be increased from 1.25% to 1.35%. New FHA loans will require the mortgage insurance for the life of the loan.
12.28.12
The trend of multigenerational housing persists as many families are “doubling up” during the current economic environment.
12.17.12
The most common question is whether or not a short sale affects your credit as much as a foreclosure. There are many opinions to this discussion. My professional view is that the answer typically is – yes. But is the affect fair or foul?
12.16.12
Lately, my standard response to my Buyer Clients has been, “the property has received multiple offers and the Seller is only accepting highest & best.” A multiple offer situation arises when several, competing Buyers submit offers to purchase the same property.
12.11.12
Holiday memories are the warmest of moments and we carry that warmth with us throughout our life. I would like to invite you to Currahee Club to experience a traditional Holiday. The Holiday events include Holiday Trivia, High Tea with Santa and a Jingle Bell Brunch.
12.11.12
Fannie Mae recently unveiled three new exit options for borrowers involved in the deed-in-lieu of foreclosure process. The guidelines are part of the servicing alignment initiative and mirror policies previously outlined by the Federal Housing Finance Agency for Fannie Mae and Freddie Mac. Fannie also announced it has renamed the deed-in-lieu of foreclosure process as a 'mortgage release' and is using that term throughout the servicing guidebook.
11.29.12
The Federal Housing Finance Agency announced Thursday afternoon that the maximum conforming loan limits will remain the same for mortgages acquired by Fannie Mae and Freddie Mac. In most of the country, the loan limit will be $417,000
11.28.12
If you are a homeowner on Lake Lanier, I am certain that you have been closely monitoring the recent reports regarding lake levels. Lake Lanier has dropped 2 feet in two weeks and is now at its lowest level since March 2009.
11.27.12
Changing perspectives among consumers and real estate brokerages
11.26.12
Freddie Mac reports that for the second consecutive week, mortgage rates continue to fall, with fixed-rate mortgage rates reaching new record lows.
11.15.12
According to Federal Reserve Chairman, Ben Bernake, the housing market has demonstrated signs of recovery.
11.12.12
If enacted, S. 2250 would extend the expiration date of the Mortgage Forgiveness Debt Relief Act of 2007 from January 1, 2013 to January 1, 2015.

Disclaimer: Bella Realty Group does not guarantee the accuracy of any information available on this site and is not responsible for any errors, omissions or misrepresentations.
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